How to Protect Yourself from Scams this Tax Season

We are in tax time. In the United States, we are all required to submit our tax returns by Monday, April 18. The US tax system is complex and quite different from many places in Latin America. Therefore, when we have just arrived here, filing our taxes can be confusing and even intimidating. Therefore, it is advisable to have the […]

How to Claim Insurance After a Hurricane

Florida residents are facing another hurricane this season. An alert has been released for some parts of the state, including the area that goes from Miami to Melbourne. The Hurricane Matthew and hit the Bahamas on Thursday, October 6, 2016. Matthew is currently diagnosed as a Category 3 hurricane, but as you go is gaining more strength and when impacting […]

10 Best Mesothelioma Lawyers In The US | Mesothelioma Attorney

Mesothelioma lawyers hold negligent parties liable for exposing workers and other individuals to asbestos. A skilled lawyer can determine if your case is eligible to receive compensation from an asbestos victims’ trust fund, which was created to pay out victims of mesothelioma and asbestos-related legal claims. Mesothelioma is a rare cancer that lines the lungs, chest, and abdomen. This cancer […]

5 Life Insurance Questions You Should Ask

If you’re in the market for life insurance, you might have been tempted by those ads claiming, “For just a few dollars a day, you can protect your family with $1 million in life insurance!” It sounds like a great deal, doesn’t it? These ads typically refer to term life insurance. As its name implies, term life insurance provides protection for a […]

Best Car Insurance Companies for Teens

Obviously, many factors come into play when auto insurance companies are determining your insurance rates. However, one of the biggest variables that most insurers consider is the driver’s age, with teens and young adults under 25 receiving some of the highest rates across the board. Their rationale: Stats show that young drivers tend to end up in more accidents than older, more experienced drivers; also, they […]

Best High Risk Car Insurance of 2020

When you apply for car insurance, the insurance company completes what it calls a risk assessment to determine the likelihood that you will file claims down the line. Many factors play into assessing your liability quotient in an insurance company’s eyes: your age, gender, credit score and driving history. Drivers with accidents or traffic violations on their records are often considered “high-risk clients,” […]

6 Reasons to Avoid Private Mortgage Insurance

Before buying a home, you should ideally save enough money for a 20% down payment. If you can’t, it’s a safe bet that your lender will force you to secure private mortgage insurance (PMI) prior to signing off on the loan, if you’re taking out a conventional mortgage. The purpose of the insurance is to protect the mortgage company if you default on the […]

5 Tips for Choosing the Best Mesothelioma Lawyer

There are many mesothelioma lawyers to choose from but there are simple tricks to choosing the right one. There is a lot of competition among mesothelioma law firms. The high level of competition means you have the power to choose the best mesothelioma attorney for you. Most mesothelioma law firms are willing to fight for your case. The tips below […]

What is Interest Only Mortgages

Interest Only Mortgages The borrower only pays the interest on the mortgage through monthly payments for a term that is fixed on an interest-only mortgage loan. The term is usually between 5 and 7 years. After the term is over, many refinance their homes, make a lump sum payment, or they begin paying off the principal of the loan. However, […]

What Is A Mortgage Loan

What Is A Mortgage? A loan that is secured by property or real estate is called a mortgage. In exchange for funds received by the homebuyer to buy property or a home, a lender gets the promise of that buyer to pay back the funds within a certain time frame for a certain cost. The mortgage is legally binding and […]